If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Featured Issuer - American Express Reward Credit Cards
American Express Reward Credit Cards
Year after year the American Express Reward programs have won best non bank rewards program awards. The cards have long been regarded by many as the premium rewards based credit cards in the market. Below is what CreditMart.com.au believe to be the their top picks.
Special Credit Card Offers From American Express
American Express Gold Ascent
Gold Ascent has a $0 annual card fee & earn points with no expiry
$2 spent = 1 Membership Rewards point2
24/7 online account access with paperless statements3
Online fraud protection guarantee4
$0 Supplementary Card fee
Up to 44 interest-free days5
Qantas American Express Ultimate Card
Bonus 7,500 Points Offers
Scale the heights with the Qantas American Express Ultimate Card. It's the Card designed by travellers, for travellers.
Earn up to 2.5 Qantas Frequent Flyer points when you spend on selected Qantas services
Earn 1.5 Qantas Frequent Flyer points for every dollar you spend, every day.
Automatic transfer of your points to your Qantas Frequent Flyer account every month
Annual Card fee of $450 p.a.
Supplementary Cards at no additional cost
Interest rate of 19.99%p.a.5
American Express Platinum Card
Gain access to an award winning rewards program. When you become a Platinum Card member, you'll enjoy 24 hour personalised service seven days a week1, with a team of experts waiting to attend your every request. Extensive travel and lifestyle benefits and extensive privileges are all yours - across the world.
$1 spent= up to 1.5 Membership Rewards point
No Preset Spending Limit - giving you the flexibility to spend as much as you can afford to repay each month4
Travel expertise and preferential treatment - Platinum Travel can take care of all your travel arrangements and provide substantial savings on first or business class airfares, upgrades and special benefits on hotels, cruises, car hire and more
Extensive insurance coverage 3, including unlimited overseas medical emergency expenses, travel 
inconveniences, loss of income cover, purchase protections and much more
Qantas American Express Classic Card
5,000 Bonus Points Offer
No limit to the number of Qantas Frequent Flyer points you can earn.4
Up to 44 interest free days on purchases.5
Online Services where you can access your Card account online 24 hours a day, 7 days a week.
Emergency Card Replacement anywhere in the world usually within 24 hours.6
David Jones American Express Credit Card
Receive 13,000 Bonus Points1
Receive 13,500 Bonus Points1 when you first spend outside of David Jones within 7 days of receiving your Card1 to redeem for a $100 David Jones Gift Card.
Turn Gift Points into David Jones Gift Cards Redeem a $100 David Jones Gift Card for only 13,300 Points.
Turn Gift Points into travel2. Redeem $100 worth of travel for only 15,000 Points.
Exclusive instore benefits when you use your new Card instore at David Jones.
Qantas American Express Premium Card
BONUS POINTS: Enjoy up to 7,500 points special introductory offer: 5000 points the first time you use your credit card, PLUS an extra 2,500 points when you first use your Credit Card with Qantas² on Qantas services.
Earn 1.25 Qantas Frequent Flyer points per $1 spent
Earn 2.25 points per $1 spent on Qantas services²
Automatic transfer of your points to your Qantas Frequent Flyer account
2 Qantas Club Invitations³ every year after your first spend every year in Australia on selected Qantas services²
Domestic and Overseas Travel Insurance4
What's Hot
This Month in 2009
Review the Hottest Credit Card Offers in the market. Review special introductory offers as well as hottest standard credit card offers.
Special Credit Card Offers
This Month in 2010
Credit Card Special Offers from leading Australian issuers. Some offers are available online only and some exclusive to CreditMart.com.au
Credit Card Articles
Tips & Tricks
Read credit card articles, tips and tricks to help you through the credit card maze.
Special Credit Card Deals
Special Offers On Aussie MasterCard
Aussie is offering 4 different fantastic offers on their MasterCard. Choose from special balance transfer rates, low introductory purchase rates or no annual fee for the first year
Recent data from the Reserve Bank analysed by banking research company Infochoice, indicated that consumers with a credit card debt of $10,000 can save up to $4,300 by using the balance transfer offers now in the marketplace.
