If you find yourself in the situation that you are unable to pay your credit card debt balance off each month then there are steps you can take to reduce your interest charges.
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Not all credit cards are created equally. And so it makes it that much harder to decide which credit card offer to choose. There are many factors you sh.....
Home loan borrowers should watch out particularly for the big sting from 'deferred establishment fees' which come into play these days if you leave a variable home loan early, typically within the first 3-5 years. They can be as large as the break costs on a fixed term loan and run into thousands. Most borrowers don't expect to change their loan in the first few years, but the fact is that the average life of a home loan is now very short - as low as 20 months. Full story on these fees
