Find The Best Credit Cards, Home Loans, Car Loans, Personal Loans And More

Find The Best Credit Cards, Home Loans, Car Loans, Personal Loans And More

Compare Credit Cards

Aussie Credit Card Comparison

Credit Card Comparisons should be undertaken with consideration as to how you intend to use your credit card, repayment patterns, your expected outstanding balance and your annual spend. These factors will help you determine the type of credit card you're after, such as a low rate, low balance transfer, rewards, gold or platinum. Low interest credit cards are great for those who never seem to pay off their existing balance each month, but if you do then you might be better looking at a rewards type offer.

Balance Transfer Credit Card

Balance Transfer Credit Cards

The Aussie credit card comparison market is now full of fantastic 0% balance transfer offers. Which offer you go for should be influenced by the length of time you feel you need to pay off the balance transferred amount. We compare credit card balance transfer offers from 0% for 6 months to 4.9% for the life of the balance.

Credit Card Balance Transfer Offers Compared Online. Over 60 of Australia's top balance transfer offers to compare and apply for.

As competition in the Australian market intensifies, we have seen more banks introduce low balance transfer offers as a means of acquiring new customers. Many of these low balance transfer offers are at a 0% for an introductory 6 month period, or a rate around the 6% mark for the life of the low balance transfer period.

Low Interest Credit Card

Low Interest Credit Cards

Since Virgin and Aussie shook up the low interest credit card market in Australia we have seen low interest rate offers from the majority of Australian Banks and Credit Unions. We have a number of low interest credit cards within our comparison tables from Aussie, Citibank, St George, NAB, ANZ, and many more. .

Reward Credit Cards

Compare Credit Cards with Rewards

Reward Credit Cards typically offer more features and benefits than the standard offers. These extra benefits will generally come in the form of a structured points based rewards scheme. Due to the costs associated with offering a rewards program, reward credit cards come with higher rates of interest over the low rate cards. Reward credit cards will also have a higher annual fee and/or an annual rewards fee. Spend limits might also be slightly higher than on the basic no frills type programs.

Some banks offer reward partners as an alternative to reward points based programs. These programs can result in genuine savings however they tend to offer less flexibility.

Credit Cards with reward programs are offered by many banks and other institutions, including Commonwealth Bank, ANZ, American Express, Woolworths and Citibank

Gold Credit Cards

Gold Credit Cards

Gold Credit Cards typically offer more features and benefits than the standard rewards type offers. These extra benefits will generally come in the form of travel insurance, purchase insurance and a higher spend limit on the card. As with standard reward based cards, gold credit cards tend to have higher rates of interest as well as a higher annual fee or rewards fees to cover the cost to the banks of the extra benefits. There are some low interest rate gold cards in the market but they tend not to have a reward points program attached.

The main players in the gold credit card market in Australia offering a full packaged product are American Express, Nab, Citibank, Westpac, Commonwealth Bank and ANZ.Use our credit card comparison to find out which offer is best for you.

Platinum Credit Cards

Platinum Credit Cards

The Platinum Credit Cards Platinum Credit Cards typically offer more features and benefits than the standard rewards type offers. These extra benefits will generally come in the form of travel insurance, purchase insurance and a higher spend limit on the card as well as a Concierge Service. Some platinum cards also offers higher membership reward rates than gold cards, and in many cases you can cover the higher annual fees if you are a high spender. Typically you want to find a card where your reward points don’t expire. As with standard rewards & gold based cards, platinum credit cards tend to have higher rates of interest as well as a much higher annual fee or rewards fees to cover the cost to the banks of the extra benefits.

Platinum credit cards are offered by American Express, Commonwealth Bank, Citibank, Nab, Westpac and St George.

Compare Debit Cards

Debit Cards, Visa Debit Card Comparisons

A Visa debit card provides some of the features of a credit card and enables access to your funds via the Visa network. This means you can make purchases with your debit card wherever Visa cards are accepted, including online.

Visa debit cards are offered by a few of the large Australian banks, including NAB, ANZ and St.George

Compare Australian debit cards and apply online

Compare Car Loans

Car Loans Australia

Thinking about buying a new car? Car Loans can help you finance all or part of a new car purchase. They typically have a slightly lower interest rate than a standard personal loan, because they are considered a secured loan, where the car is seen as the security.

View our car loan comparison tables compare car loans and apply online now

Compare Personal Loans

Personal Loan Comparisons

Personal loans are offered by a variety of banks and financial institutions in Australia, with differing rules and rates governing each. Some personal loans can be used for almost any purchase, whereas others have more strict guidelines.

We compare hundreds of personal loans so that you can find the best loan for your circumstances. To see what offers are available, compare personal loans now.

Compare Home Loans

Home Loan Comparisons

We compare over 700 home loans from Australiaís major banks and non-bank lenders. Our wizard covers standard variable, fixed interest and basic variable loans.

To assist in the selection process you can also request a mortgage broker to help you decide on the right home loan. Simply hit the apply button within our comparison tables and one of our Mortgage Brokers will contact you to discuss your mortgage needs.