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24 July 2008
  More than fourteen per cent of borrowers who have non-conforming loans are in arrears, a percentage that has stabilised over the last quarter. Total home loans .....
 

24 July 2008
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23 July 2008
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Tips & Tricks
Credit Cards
 
Not all credit cards are created equally. And so it makes it that much harder to decide which
 

Credit Cards
 Credit Card Balance Transfers
 Watch out for the 'revert rate' on balance transfer offers
 Watch for different interest rates on the one card
HomeLoans
 Don't compare against the so-called 'standard variable rate'
 Look out for 'deferred establishment fees'
 

Credit Cards: Compare & find the best credit card offers & home loans in Australia. Apply Online

Compare Best Offers - Apply Online - Save

Credit Cards:

CREDIT CARD WIZARD - LOW RATE CREDIT CARDS - SPECIAL CREDIT CARD OFFERS - LOW BALANCE TRANSFER CREDIT CARDS - REWARDS PROGRAM CARDS - GOLD & PLATINUM CREDIT CARDS - DEBIT CARDS

Home Loans:

HOME LOAN SPECIAL OFFERS - Std VARIABLE HOME LOANS: - FIXED RATE HOME LOANS - BASIC VARIABLE HOME LOANS - INTRO RATE HOME LOANS - SPLIT HOME LONS - LINE OF CREDIT LOANS

Personal Loans / Car Loans :

PERSONAL LOANS - CAR LOANS - Compare 100's of personal loans - Compare 100's of car loans - PERSONAL LOAN SPECIAL OFFERS - OVERDRAFTS -

Savings Accounts:

BANK ACCOUNTS - SAVING ACCOUNTS - CASH MGT ACCOUNTS - TRANSACTION ACCOUNTS - ONLINE SAVINGS ACCOUNTS

Credit Card Resource

Apply for a Credit Card
Compare and apply online for over 170 AU credit card offers. You apply directly with the banks or issuers via a secure application from our site.

We compare offers all major Australian Banks, Credit Unions and other issuers from around Australia. Our comparison tables include Aussie, Virgin Money, Citibank, St.George, Nab, ANZ, Macquarie, Commonwealth Bank, Westpac, plus many more. We have over 150 AU offers of which you can compare.

 

 

Best Credit Cards
Compare over 150 of the best credit card offers in Australia (AU) from Australian Credit Card Banks, Credit Unions and non bank issuers. Online Application

Finding the best credit card offer is more than just searching for the lowest interest rate. Prior to undertaking any application, you need to fit the product attributes to your specific situation.

CreditMart has developed the Wizard to assist you in finding the best product type for your needs. We do this by asking you a series of questions and the wizard will search our database for the best product type for your needs. You then have the ability to compare those offers and apply online if desired.

 

 

Credit Cards Australia
Credit Cards in Australia; Review over 150 credit card offers in Australia and apply online.

With over 150 offers within our Australian comparison tables you are sure to find the offer online just right for you. We cover institutions such as Banks and Credit Unions with low interest, low balance transfer, gold, platinum, no fee and rewards products. Our range of products range from Aussie, Virgin Money, ANZ, Nab, Westpac, St.George, Macquarie and many more.

 

 

Application Process

All credit card applications from CreditMart are handled directly by the issuer/bank of the credit card you’re applying for. When you click on the “APPLY” button within the comparison tables you will be transferred to the banks/issuers application pages. Once you start the online application process you will enter the SECURED application page for that bank/issuer. .

 

 

Low Balance Transfer Credit Cards
Low Balance Transfer Credit Card Offers Compared Online. Over 60 of Australia's top offers to compare and apply for.

As competition in the Australian market intensifies, we have seen more banks introduce low balance transfer offers as a means of acquiring new customers. Many of these low balance transfer offers are at a 0% for an introductory 6 month period, or a rate around the 6% mark for the life of the low balance transfer period.

 

 

Debt Consolidation

Credit Card Consolidation Tips: Maximise low balance transfer offers and consolidate debt.

Credit Card consolidation is growing as many of us are trying to take advantage of low balance transfer offers in the Australian market. Although this seems good in theory when undertaking the consolidation exercise you needs to make sure you cancel your old cards and understand the terms and condition that effect the balance transferred amounts.

Home Loans Compare- Apply-Save

Home Loan Comparisons

At CreditMart.com.au we compare over 700 home loans from Australia’s major banks and non-bank lenders. To assist in the selection process you can also request a mortgage broker to assist you in deciding on the right home loan. You simply hit the apply button within our comparison tables and one of our Mortgage Brokers will contact you to discuss your mortgage needs.

 

 

Home Loans-Standard Variable

Standard variable home loans are the most common type of loan approved by lenders and as the name suggests, interest rates are variable. Compare Standard Variable Home Loans

 

 

Home Loans-Fixed Interest Rate

Fixed interest rate home loans are where the interest rate is fixed for a certain period of time. The fixed rate period can be from 1-5 years depending on what the lender requires. Compare Fixed Rate Home Loans

 

 

Home Loans-Basic Variable

Basic variable home loans may not have all of the same features as a standard variable loan but usually has a reduced interest rate for the term of the loan. It is often referred to as a Basic or No Frills Home Loan. Compare Basic Variable Home Loans

 

 

Our Best Credit Cards Low Rate

Bank

Product

Rate
(%)

Apply

St. George Bank

Vertigo MasterCard

11.89

Apply

Aussie

Aussie MasterCard

11.99

Apply

 Citibank

 Clear Visa Card

11.99

Apply

Nab

Low Rate Visa

12.95

Apply

ANZ

Low Rate MasterCard

12.99

Apply

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